1. Investors Mutual Limited (IML) AFSL 229988  has prepared the information on this website, as the Investment manager for, and on behalf of, QV Equities Limited ACN 169 154 858 (QVE). IML, QVE, their directors, employees and consultants do not warrant the accuracy, reliability or completeness of information contained in the site and, to the extent permitted by law, accept no responsibility for any loss or damage arising in any way (whether arising in contract, or tort or negligence or otherwise) from any representation, error or omission in the information or from any resulting loss or damage (whether direct, indirect, consequential or otherwise) suffered by the recipient of this material or any other person. The information provided within the site is not intended to be a complete description of matters described. However, QVE will endeavour to ensure that the information on this site is updated as soon as practicable when it becomes aware that material changes have occurred.

2. This site is for general information purposes only and is not intended to be relied upon for the purpose of making an investment decision. The site does not constitute an offer of any investment or an invitation or solicitation to buy or sell securities to any person. In particular, the information provided does not take into account the particular information an individual investor may require to make an investment decision. Consequently, QVE recommends that potential investors seek independent financial and taxation advice before making any investment decisions so as to determine whether an investment is appropriate having given an investors’ investment objectives, financial position and needs.

3. Usage and linking to the QVE web site is at the users own risk. QVE will not be liable for any loss or damage from any cause (including negligence) to a users system or web site, or to people linking to QVE from a users web site, caused by or in connection with the use of or a link to the QVE site. Any such loss or damage is at the responsibility of the user. QVE advises users to take their own precautions in relation to protecting their system or web site from viruses or malfunction.

4. Copyright in the information contained in this site is owned by QVE. Use of this information or reproduction of it in any form is allowed for personal use only. The material may be viewed on-line by means of an HTML web browser and may be reproduced in hard copy only for a users personal reference. No part of this information may be otherwise reproduced, adapted, distributed or transmitted in any form by any process or incorporated in any way in any other document or material. Except to the extent otherwise permitted by the Copyright Act 1968 (Cth), the material may not otherwise be reproduced or displayed in public and may not be distributed or transmitted electronically to any other person or incorporated by any means into another document or material, including other web sites without the express written permission of QVE. Without limiting the generality of the foregoing, QVE does not permit reproductions of its material in other web sites in conjunction with advertising, trademarks, logos on material of other financial planners or competitors without the express written permission of QVE.

5. QVE respects the privacy of your personal information. Any information collected from this site will be handled in accordance with our privacy policy. Our policy provides details on how we comply with the requirements of the Privacy Act.

6. This site is prepared for and provided to residents of Australia only. All currency references are references to Australian dollars (unless otherwise specified) and any reference to law is to the law of Australia. The financial products described in this site are available for investment by Australian residents only and should not be relied on by residents of any other jurisdiction.

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Natixis Investment Managers Australia distributes the marketing materials for QVE under an arrangement with Investors Mutual Limited (IML) AFSL 229988, as the Investment manager for, and on behalf of, QV Equities Limited ACN 169 154 858 (QVE). Your subscriber details are being collected by Natixis Investment Managers Australia, a related entity of IML. Please refer to our Privacy Policy. Natixis Investment Managers Australia Pty Limited (ABN 60 088 786 289) (AFSL No. 246830) is authorised to provide financial services to wholesale clients and to provide only general financial product advice to retail clients.